homeownership FAQ

find out everything you need to know about becoming a Habitat Homeowner

Interested in becoming a Habitat for Humanity homeowner? Below are some common questions our applicants have. If you do not find answers to your questions below, please contact our Construction Office by filling out a contact form or calling (732) 998-8638. 

What is the first step toward purchasing a Habitat house?

If you are interested in the Habitat for Humanity program and have reviewed the requirements to see if you qualify, the next step is to submit a pre-application. We only accept applications when we have properties available and do not have a rolling application cycle. To get information about upcoming builds and properties and when we are accepting applications, please check our website and our NOHFH and ReStore Facebook page, or contact our homeowner services coordinator by filling out a contact form or calling at (732) 818-9500.

How are the applicants selected?

Applicants will submit a completed pre-application and paperwork during the open application round. If within income and eligibility guidelines, applicants will be contacted for an interview in which we will confirm information provided on the application and thoroughly discuss program requirements. Once all interviews are conducted, all qualified applicants will be placed into a pool and homeowners will be selected at random. It’s important to note that we usually have a larger amount of qualified applicants than homes available. The pre-approval selection of homeowners who will purchase houses from Northern Ocean Habitat for Humanity is done by the Family Selection Committee in a way that does not discriminate because of race, color, religion, sex, handicap, familial status, sexual orientation, age, gender identity or national origin.

Will background checks be conducted?

Yes. Habitat for Humanity does background checks on all household members over the age of 18.

What kinds of houses does Habitat build?

We typically build two to three bedroom, wood frame houses. Newly constructed homes do not have garages, basements (unless necessary) or usable attics. Habitat builds and sells simple, decent houses.

Habitat home rendering

Do applicants get to choose the location or design of the home?

No. Habitat does not build custom houses. Habitat will choose the size of the house based on the household size and makeup. We expect two children of the same gender to share a bedroom if they are close in age. The location of the house is dependent upon land acquisition and municipality partnerships. The location will usually be discussed during the homeownership application process.

How much will the Habitat house cost?
Habitat sells houses for less than market value, and the final selling price will not be determined until the house is complete. However, Habitat will ensure housing payments are affordable. Habitat partner families’ housing payments will not exceed 30% of the household gross monthly incomes at the time of sale.
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