Homeownership: Qualify & Apply

Find out how to apply for Habitat Housing

Buying a home in partnership with Habitat for Humanity is a unique opportunity. Northern Ocean Habitat for Humanity develops decent, affordable homes in partnership with qualified homebuyers who help build and then purchase their homes with an affordable mortgage.

Northern Ocean Habitat for Humanity does not give away homes; each home is purchased with a low mortgage affordable to a qualifying low income person or persons. Homes are able to be affordable due to the many valued partners and volunteers who generously provide complimentary or discounted services for the purpose of assisting those less fortunate.

Homeowners must be able to pay an affordable mortgage and be willing to accept the responsibilities of being a good neighbor and a positive part of the community by maintaining their home and property.

In Order to qualify for Habitat homeownership, the applicant must:

  • have a need for adequate housing
  • have the ability to pay for the Habitat home
  • provide proof of income
  • provide all required documentation
  • sign all necessary forms and the application
  • be willing to participate as an active partner with
    Northern Ocean Habitat for Humanity through
    service and sweat equity
  • meet income eligibility requirements

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