Homeownership
Home must be owner-occupied and the primary residence of the owner. Homeowners must be current on mortgage payments and property taxes, and the home must be insured.

Location
Must be in northern Ocean County (Bayville, north)

Ability to Pay
Homeowners seeking repairs from Habitat must be willing to pay a nominal Cost Recovery fee. Amount is determine based on size of repair job.

Willingness to Partner
When selected, you become a partner with Habitat for Humanity. Homeowners participate in the repair of their home by completing sweat equity, depending on the size of the project. We ask that homeowners work alongside our volunteers if they are physically able. If not, participants will have other sweat equity options.

Need
Home must be in need of repair. You and your family will be considered if your income falls within requirements. (see right)